Long Term Focus
Wealth is built over time, not overnight. My investment approach is grounded in patience and discipline. Avoiding impulsive decisions based upon short term market fluctuations is paramount to long term success to investing. A steady handed approach allows for pursuing compounding growth.
Risk Management
We don't chase the trends of yesterday because they may not apply tomorrow. Our focus is to generate risk appropriate returns on the basis of risk tolerance and time horizon for our clients. Diversification across asset classes, geographies, and industries is a key component to our strategy. Preservation of capital can be just as important as growth.
Evidence-Based Decision Making
Our strategy is informed by data, historical evidence for particular positions, and sound economic principles — not hype or speculation. We respect the history of the market by avoiding the illusions of timing the market just right or predicting short term movements.
Location, Location, Location
The basis for all of our portfolios is proper asset location at any given time. Though we cannot predict the performance of individual Stocks, ETFs or Mutual Funds, sometimes we can use macro economical indicators to make subtle changes to our portfolios. Incrementally shifting asset category location based upon these indicators can create additional value for our clients.
Research and Continuous Learning
We seek out Mutual Funds and ETFs that consistently outperform their peers in their respective asset categories utilizing specialized analytic software. The financial world is dynamic. We commit to staying informed, questioning assumptions, and adapting when necessary. In a nutshell, financial information has a short shelf life making it exceedingly important to stay consistently up to date.
All investing is subject to risk, including the possible loss of the money you invest. No strategy assures success or prevents against loss.
Diversification and Asset allocation are strategies designed to help manage investment risk. It does not guarantee a profit or protect against investment loss in declining markets.
